🌻 Homes & Hounds: A Free Sunflower Is Waiting for You
October 2026 | Contra Costa County

By Gabrielle Walker, Coldwell Banker Realty
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Welcome to the October edition of Homes & Hounds! Inside, you’ll find Contra Costa County real estate insights, national housing news, and a few treats for you and your four-legged friends. It’s a celebration of the homes, neighborhoods, and dogs that make our community special, with a little Halloween mischief mixed in.

“No tricks, just treats, tail wags, and a place to call home.”

The Leash-Long Market Snapshot
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Here is a snapshot of the Contra Costa County real estate market based on last month's activity.
Avg. Sales Price  $1.18M
Avg. List Price  $1.30M
New Listings  489
Closed Sales  532
Days on Market 32
September 2026 Real Estate Market Report. Source: CCAR Contra Costa Association of REALTORS®.

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Sniffing Out the Market: What 7% Rates Mean for Buyers and Sellers
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The average 30-year fixed mortgage rate is 7.45% as of October 14, 2026, according to Mortgage News Daily. Buyers are watching their monthly budgets closely, yet buyer demand has not disappeared.
Sellers:
A well prepared home with a thoughtful pricing strategy can attract strong interest and potentially multiple offers. Complete disclosures early, address visible repairs, and make a great first impression. Buyers may request repairs or closing cost assistance, and each request deserves careful consideration. A strong negotiation strategy can help protect your home’s value and your overall return while keeping the sale moving.
Buyers:
Look beyond the asking price to your total monthly cost, including property taxes, insurance, HOA dues, and anticipated repairs. Homes that have lingered may offer opportunities to negotiate a lower price, repair credits, or help with closing costs or a temporary rate buydown. Have your lender compare the options, including the payment after any temporary buydown ends. And when a well priced home checks your boxes, be ready: other buyers may be sniffing out the same opportunity.
Individual mortgage rates vary by lender, loan type, and borrower qualifications.

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Pup of the Month
Meet Nile
Meet Nile: Big Sister, Big Personality!
Nile is a spunky little schnauzer with a sharp mind and a whole lot to say! A year and a half ago, she became a big sister to twin baby girls, and she takes her role very seriously. Her self-appointed job? Keeping the twins in line. Their response? Completely ignoring her barking instructions and winning her over with a bone!
With a zest for life, Nile loves to shout her excitement from the rooftops. She adores her mommy and daddy, loves her new home in Lafayette, and brings a little mischief and a lot of joy wherever she goes.

Bone Appetite - DIY Dog Recipe
Pumpkin Peanut Butter Dog Treats
A spooktacular mix of pumpkin and peanut butter that’ll have your pup howling for more!
Trick-Free Treats | Happy Howls | Tail Wags Guaranteed
Ingredients
  • 1 cup plain pumpkin purée
  • ½ cup natural peanut butter with no xylitol
  • 2 eggs
  • 2½ cups oat flour
  • ½ teaspoon cinnamon, optional
Directions
  1. Add the bananas, peanut butter, and Greek yogurt to a blender or food processor.
  2. Blend until smooth and creamy.
  3. Spoon the mixture into silicone molds, ice cube trays, or small paper cups.
  4. Freeze for 3–4 hours, or until firm.
  5. Serve as a refreshing treat on a warm day.
Store leftovers in the freezer for up to 3 months.

Paws & Petals
What to Plant in October
Kale
Arugula
Boc choy
Nasturtium
California Poppy

Gabrielle Walker
Realtor®
Coldwell Banker Realty
DRE #02234317
GabrielleWalkerHomes.com
(925) 953-3679

Disclosures
"All information provided is deemed reliable but is not guaranteed and should be independently verified. This is not intended as a solicitation if your property is currently listed with another broker. Pricing, property details, and availability are subject to change without notice. The broker and agent assume no responsibility for the accuracy of the information contained herein."
PROPERTY MATERIALS, including CBGL (must include agent’s individual license number) The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Affiliated real estate agents are independent contractor sales associates, not employees. ©2026 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logo are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. CalRE #01908304 (Include company license number only on materials that mention agents in general.)
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